I can see IBM doing this 100%, not that it is safe... and I could also see having some bugs that would make Billion dollar mistakes in the banking systems... because bank's like to cost cut and save as much as they can. Is this a future I can see in 10 years... maybe more like 20. The iPhone changed a lot of things in 2007, if you look now everyone has a computer 10x faster than a desktop from the 1995.